Standard 006 - Complete document

Standard 006 Part A: Specifications for Imageable MICR-Encoded
                                  Payment Items

Standard 006 Part B: Specifications for Other MICR-Encoded Payment Items

Standard 006 - Appendices and Supplement

1. Introduction and Scope 

• 1.1 General Comments on MICR-Encoding
• 1.2 General Comments on Image Technology
• 1.3 Tolerance Data
• 1.4 Testing Equipment
   

Part A: Specifications for Imageable MICR-Encoded
Payment Items

2. Definitions

• 2.1 Aligning Edge
• 2.2 Area of Interest (AOI)
• 2.3 Average Area of Reflectance
• 2.4 Background Clutter
• 2.5 Basis Weight
• 2.6 Binary Image
• 2.7 Calliper
• 2.8 Colour Separation
• 2.9 Data Elements
• 2.10 Dynamic Contrast Image (DCI)
• 2.11 Dynamic Contrast Ratio
• 2.12 Grain Direction
• 2.13 Greyscale Image
• 2.14 Image
• 2.15 Leading Edge
• 2.16 Mullen (Burst)
• 2.17 Paxel
• 2.18 Paxel Count
• 2.19 Pixel
• 2.20 Porosity
• 2.21 Print Contrast
• 2.22 Print Contrast Signal (PCS)
• 2.23 Reflectance
• 2.24 Smoothness
• 2.25 Stiffness
• 2.26 Tear

3. Paper Specifications 

• 3.1 Paper Quality
• 3.2 Multiple Copies
• 3.3 Document Sizes
• 3.4 Business Reply Envelopes
• 3.5 Window Envelope Documents
        3.5.1 Window Envelope Limitations      
• 3.6 Continuous Forms
        3.6.1 Perforations
        3.6.2 Guide Marks
        3.6.3 Edge Notching
        3.6.4 Holes in Documents
        3.6.5 Detachable Borders
• 3.7 Cutting

4. Specifications for MICR-Encoding 

• 4.1 Machine Language
• 4.2 MICR-Encoding Area
• 4.3 Reference Edges
• 4.4 Fields of Areas of the Encoding Line
        4.4.1 Amount Field
        4.4.2 On-Us Field
                 4.4.2.1 Transaction Code Section
                 4.4.2.2 Account Number Section                       
•       4.4.3 Transit Number Field
•       4.4.4 Serial Number Field
• 4.5 Positioning
        4.5.1 Alignment
        4.5.2 Character and Line Skew
        4.5.3 Spacing Requirements

5. Specifications for Imageable MICR-Encoded Cheques

          5.1 Background Screening
          5.2 Security
          5.3 Populating the Data Elements of a Cheque
          5.4 Specifications for Cheque Design
                5.4.1 Front of Cheque Layout
                5.4.2 Design of Convenience Amount for Personal Size Cheques
                5.4.3 Design of Convenience Amount Field for Business Size Cheques
                5.4.4 Reflectance, Paxel Count and Print Contrast Signal (PCS)
                        Specifications for Cheques
                5.4.5 Reverse Side of a Cheque            

6. Other Imageable MICR-Encoded Documents
     
          6.1 Money Orders and Bank Drafts
          6.2 Inter-Member Debits
          6.3 Settlement Vouchers
          6.4 Canada Savings Bonds
          6.5 Provincial Savings Bonds
          6.6 Canada Post Money Orders
          6.7 Gift Certificates and Store Coupons
          6.8 Paper Pre-Authorized Debits (PADs)
         

Part B: Specifications for Other MICR-Encoded
Payment Items

7. Paper and Printing Specifications

          7.1 Paper Quality
          7.2 Multiple Part Sets
          7.3 Carbonless Papers
          7.4 Carbonized Form Sets
          7.5 Carbon Interleaved Forms
          7.6 Sizes
                7.6.1 Document Sizes
                7.6.2 Type Sizes
          7.7 Magnetic Ink
          7.8 Attachments
          7.9 Continuous Forms
                7.9.1 Perforations - Voucher and Pin-Fed Documents
                7.9.2 Guide Marks
                7.9.3 Edge Notching
                7.9.4 Holes in Documents
                7.9.5 Detachable Borders
          7.10 Machine Language
          7.11 Background Screening
          7.12 Steel Engraving
          7.13 Informational Printing on Back of Documents
          7.14 Customized Items   
          7.15 MICR-Encoding Area
          7.16 Reference Edges
          7.17 Fields or Areas of the Encoding Line
                7.17.1 Amount Field
                7.17.2 On-Us Field
                7.17.3 Transaction Code Section
                7.17.4 Account Number Section
                7.17.5 Transit Number Field
                7.17.6 Auxiliary On-Us Field (also referred to as Serial Number Field)
          7.18 Positioning
                7.18.1 Alignment
                7.18.2 Character and Line Skew
                7.18.3 Spacing Requirements
          7.19 Cutting  
          7.20 Perforations
          7.21 Window Envelope Documents
                7.21.1 Window Envelope Limitations
          7.22 Business Reply Envelopes

Appendix I	Technical Specifications for E-13B Characters in MICR Band
Appendix II	Quality Assurance
Appendix III	MICR Specification Sheet E-13B Type Font Character Arrangement
Appendix IV	MICR Field Placement and Content
Appendix V	MICR Quality Assurance Department List
Appendix VI	Allowable Signal Level Range Exhibits
Appendix VII	List of All Paper Transaction Codes Reserved for CPA Use
Supplement	Standard Procedures for the Evaluation of Imageable MICR-Encoded Documents

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